Florida Home Sales Just Rose for the 10th Straight Month — Here's What That Means for FHA Buyers
Published July 28, 2026 at 9:00 AM ET · Joe Pistone & Team
Florida's housing market extended a 10-month streak of year-over-year sales growth in June 2026, with statewide single-family closed sales up 9.3% and condo-townhouse sales up 14%, according to Florida Realtors® data. For FHA buyers, a sustained sales streak alongside rising inventory in most segments is a meaningfully different environment than the frozen market of the past few years — here's what the numbers actually say and what they mean for your search.
The 10-month streak, by the numbers
Per The Florida Press's coverage of Florida Realtors® data and the Florida Realtors® June and 2Q 2026 housing report, statewide closed sales of existing single-family homes totaled 26,036 in June, up 9.3% year-over-year, while existing condo-townhouse sales reached 8,900, up 14% over June 2025. The statewide median sales price for single-family existing homes was $432,000 in June, up 4.9% year-over-year, while the condo-townhouse median rose a more modest 1.7% to $305,000. For the full second quarter of 2026, the single-family median was $425,000 (up 2.4% year-over-year) and the condo-townhouse median held flat at $310,000 compared to a year earlier.
Pending sales — a leading indicator of closings still to come — also rose year-over-year for both June and the full second quarter, according to the same Florida Realtors® data, suggesting the sales streak has momentum heading into the second half of 2026 rather than stalling out.
Why a 10-month streak matters more than any single month
A single strong month can be noise. Ten consecutive months of year-over-year growth is a trend, and it changes how you should read the market if you've been sitting out because of headlines about affordability or rate pressure. Rising sales alongside rising median prices signals that buyers who are transacting are finding enough inventory and enough financing flexibility to close — not that the market has become unaffordable to the point of freezing up.
For FHA buyers specifically, this matters because FHA's 3.5% minimum down payment and more flexible credit standards make the entry-level and mid-price segments — where most of Florida's condo-townhouse and lower-tier single-family activity concentrates — the most FHA-relevant part of this data. A rising condo-townhouse sales count with prices up only 1.7% year-over-year is a comparatively gentler entry point than the faster-appreciating single-family segment.
Wondering what this data means for your specific search?
Let's talk through your target county and price range against the current statewide trend. Free FHA eligibility check, no credit pull required to start.
Check My FHA Eligibility — FreeWhat's driving the streak, per Florida Realtors®
Florida Realtors®' own reporting points to improving inventory as a key driver — more choices are giving buyers who had been priced out or discouraged in prior years a reason to act. That's consistent with what we've tracked in our June 2026 FHA affordability breakdown: statewide inventory easing even as prices continue to climb, which is a different dynamic than a market where scarcity alone is driving price growth.
It's also worth separating statewide averages from your specific county. Florida Realtors® publishes county-level detail through its Newsroom Market Data page, and a 67-county state will always have faster- and slower-moving pockets than the statewide median suggests.
Reading the streak against your own FHA budget
| Statewide data point (June 2026) | What it means for FHA buyers |
|---|---|
| Single-family sales +9.3% YoY, median $432,000 | Faster-moving segment; confirm your FHA loan limit for the specific county before shopping. |
| Condo-townhouse sales +14% YoY, median $305,000 | More activity at a gentler price point — often the more realistic FHA entry segment statewide. |
| 10 consecutive months of YoY sales growth | A sustained trend, not a one-month blip — useful context if you've been waiting for the market to "cool off." |
| Pending sales up YoY for June and 2Q | Momentum is continuing into Q3; inventory in your target range may keep tightening rather than loosening. |
Frequently Asked Questions
Has Florida's housing market really grown for 10 straight months?
Yes. Florida Realtors® data shows year-over-year sales growth for a 10th consecutive month in June 2026, with statewide single-family sales up 9.3% and condo-townhouse sales up 14% compared to June 2025.
Does rising sales volume mean FHA loan limits changed too?
Not automatically — loan limits are set separately by HUD each year. Check our Florida FHA loan limits by county guide for your specific county's current limit.
Is the condo-townhouse segment a better fit for FHA buyers right now?
Its median price rose more slowly than single-family homes in June 2026 (1.7% vs. 4.9% year-over-year), which can make it a more accessible entry point — provided the specific building carries current FHA condo project approval.
Where can I check county-level data instead of the statewide average?
Florida Realtors® publishes county and local board data through its Newsroom Market Data page, which breaks the statewide figures down by local Realtor association.
For today's affordability picture on a specific home, ask Joe — loan limits and qualifying guidelines vary by county and can change during the year.
Sources: The Florida Press, "Florida Home Sales Rise for 10th Straight Month as Prices Climb in June" (July 18, 2026); Florida Realtors® via Morningstar/PR Newswire, June and 2Q 2026 housing data (July 17, 2026).